The future of lending, today.

The only place to get a lending decision in minutes. We invite you to apply for a loan online from the other banks and non-banks in Thailand. Unless you are an existing customer of that bank, you will not get a decision. We know, we’ve tried. With SiamDL you’ll get a decision in 15 minutes or less.

Siam Digital Lending

A fair interest rate

The average offer from Thailand’s leading banks and non-banks is 33% per year. We offer loans around 25%. We’re able to do that because our technology reduces costs throughout the lending process.


Lending on your terms

We offer flexibility on the duration of your loan. Choose between 6 months and 3 years. We designed our system to be flexible and meet your needs.


Committed to ethical lending practices

We use data and technology to reach our customers where they are, to make lending cheaper and more cost effective, and to ensure individuals and families can build their financial future.

A digital lending suite committed to empowering the change we want to see

Financial inclusion

We’re care about serving the underbanked with a product that finally meets their needs in an ethical way


Clean air, clean Thailand

Our EV motorbike financing project partners with the world’s largest financial institutions to transition Bangkok’s 5 million gasoline motorcycles to electric motorbikes


Best offer in the market

Cutting-edge tech at every stage of the lending process to reduce costs and lower interest rates to customers. None of the overhead that big banks and non-banks have.


The fastest personal loan in Thailand

Don’t take our word for it. A third party found that customers received an approval decision in 15 minutes on SiamDL, compared to an average time of 10 days from other leading banks


An ecosystem of global leaders

Our team knows finance. We scoured the world and assembled the best providers in every possible segment to deliver our digital lending system. Where we couldn’t find the best, we built it ourselves. All put together in-house by our SiamDL tech team.

GDS Link

GDS Link







Siam Digital Lending

Discover the SiamDL story

Building a digital lender was not our original plan. We built Thailand’s highest traffic financial blog and for years referred thousands of Thai customers per month to banks and non-banks. These digital referrals were put into offline processes. Many applications were delayed or just fell through the cracks. We built the product that our customers asked for. It’s here.